With the decline in traditional pension benefits that pay a benefit for the life of the retiree and surviving spouse, most of us have come to rely upon contributory plans plans and individual retirement accounts as the vehicles to fund our retirement.
http://www.goerie.com/article/20130414/BUSINESS05/304149986/Effective-IRA-beneficiary-designations
http://www.goerie.com/article/20130414/BUSINESS05/304149986/Effective-IRA-beneficiary-designations
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